✨ AI-Powered Tax Estimator & Advisor

Know Your Tax. Choose Your Best Regime.

Let AI do the math! Enter basic details and get a clear breakdown of your taxes, regime-wise comparison, and practical suggestions to reduce tax.

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Select Financial Year

Choose the financial year for which you want to calculate income tax

Note: Financial Year runs from 1st April to 31st March
For Individuals
Resident individual taxpayers
Multiple Income Sources
Salary, business & other sources
Both Tax Regimes
Compare old vs new regime
Important Disclaimer:

This Income Tax Calculator is for informational purposes only and is intended for Resident individual taxpayers with income from salary, business/profession, and other sources. It doesn't calculate tax at special rates including Capital Gains Tax.

This tool does not constitute tax, legal, or financial advice. We recommend consulting a qualified professional for personalized guidance. Results are based on user input and current tax laws, and may not reflect your actual tax liability.

Enter Your Income Details

Provide your annual income from all sources for accurate tax calculation

All amounts should be in Indian Rupees (₹) for the selected financial year
Primary Income

Main sources of your income

₹
₹
Other Income Sources

Additional taxable income

₹
₹
₹

Exemptions & Allowances

Reduce your taxable income with eligible exemptions and allowances

All fields are optional - fill only applicable amounts
House Rent Allowance (HRA)

Exemption for house rent paid

₹
₹
₹
Other Exemptions

Additional salary exemptions

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₹
₹
₹

Deductions under Various Sections

Reduce your taxable income with eligible investments and deductions

All deductions are subject to limits prescribed under Income Tax Act
Investment & Savings

Tax-saving investments

₹
₹
₹
₹
Health Insurance

Medical insurance premiums

₹
₹
₹
₹
Loans & Others

Loan interests & professional tax

₹
₹
₹
₹
Donations

Charitable contributions

₹
₹

Your Tax Calculation Results

Personalized tax calculation & AI-powered savings recommendations

Old Tax Regime
Total Income: ₹ 0
Taxable Income: ₹ 0
Income Tax: ₹ 0
Surcharge: ₹ 0
Marginal Relief ₹ 0
Health & Education Cess: ₹ 0
Total Tax Liability: ₹ 0
New Tax Regime
Total Income: ₹ 0
Taxable Income: ₹ 0
Income Tax: ₹ 0
Surcharge: ₹ 0
Marginal Relief ₹ 0
Health & Education Cess: ₹ 0
Total Tax Liability: ₹ 0
📊 Tax Slabs Comparison - Detailed Calculation
Old Tax Regime Slabs
Income Range Tax Rate Tax Amount
New Tax Regime Slabs
Income Range Tax Rate Tax Amount
📥 Download Your Comprehensive Tax Report
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About Tax Regimes
Old Tax Regime

The old tax regime offers more deductions and exemptions, which can significantly lower your taxable income. It's beneficial for taxpayers who have substantial investments, loans, and insurance payments that qualify for tax benefits.

New Tax Regime

The new tax regime offers lower tax rates but eliminates most deductions and exemptions. It's designed to simplify tax calculations and may benefit taxpayers with fewer deductions. Under this regime, deductions under Chapter VI-A (80C, 80D, etc.) are not applicable except for employer contribution to NPS under section 80CCD(2).

Disclaimer: This Income Tax Calculator is for informational purposes only and is intended for Resident individual taxpayers with income from salary, business/profession, and other sources. It doesn't calculate tax at special rate including the Capital Gain Tax. Results are based on user input and current tax laws, and may not reflect your actual tax liability.

This tool does not constitute tax, legal, or financial advice. We recommend consulting a qualified professional for personalized guidance. We do not guarantee the accuracy of results and are not liable for any decisions made based on this calculator.
Financial Year: 2025-26
Tax Regime Beneficial for you: Old Regime
Tax Advisory Insights
Personalized recommendations for your tax calculation
Summary of your Income and Taxes
Category Amount (₹)
Gross Income --
Exemptions (Old Regime) --
Deductions (Old Regime) --
Taxable Income
  - Old Regime --
  - New Regime --
Total Tax Liability
  - Old Regime --
Calculating recommendations...
What You're Doing Right

You're already making good use of:

  • Analyzing your tax inputs...

Calculating optimal regime choice...

Missed Opportunities or Potential Optimizations

Analyzing your inputs for optimization opportunities...

Calculating potential savings...

Summary of Additional Saving Potential
Strategy Additional Deduction (₹) Tax Saved (₹ approx.)
Calculating optimization strategies...
Strategic Recommendations

Preparing personalized strategic advice...

AI responses are for general guidance. Information may vary or be incorrect. Consult our Tax Advisors for accurate advice.
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